Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Great bank.

5
I was very pleased with the interest rate I was offered for a one year fixed rate. I found dealing with this bank easy and straight forward.i would certainly recommend this bank to friends and family. K.Ringer . Reviewed on: 31st January 2024
Kevin Ringer's avatar
Kevin Ringer

Had no problems so everything ok.

5
Had no problems so everything ok. Reviewed on: 31st January 2024
FZ 's avatar
FZ

Easy to open account.

4
Easy to open account. The small snag was that if 2 members of a family both want an account, they have to have separate email addresses. Reviewed on: 31st January 2024
DT's avatar
DT

Impressed

5
It was really easy to roll over my fixed savings account to the new one as it has a very competitive rate of interest. Reviewed on: 31st January 2024
RJ's avatar
RJ

I encountered a lot of problems using the website to...

3
I encountered a lot of problems using the website to reinvest my savings but the customer service team helped me through this otherwise I would have given up and reinvested elsewhere. Reviewed on: 31st January 2024
Louise T's avatar
Louise T

Would have given a higher rating if didn’t have prob...

3
Would have given a higher rating if didn’t have problem reinvesting in wife’s isa las year Reviewed on: 31st January 2024
Michael S's avatar
Michael S

First class would recommend friends and family.

5
First class would recommend friends and family. Reviewed on: 31st January 2024
Roy B's avatar
Roy B

great rates

4
great rates for renewals.It was my 2nd year and rates were very competitive Reviewed on: 31st January 2024
Toni's avatar
Toni

Excellent

5
I have a lot of money in smart save and they have been nothing but brilliant from the start. Reviewed on: 31st January 2024
Josh 's avatar
Josh

Safe Savings - earning in the background

5
This is a good way to invest some savings, with favourable interest rates. It's very much 'on line' so it doesn't suit everyone, but I know my savings are secure. I haven't taken time to log on very often as I know the amount I have invested. But it is good to see some interest accruing. Reviewed on: 31st January 2024
Gwen M's avatar
Gwen M

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill