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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Really easy to set up with no issues

5
Really easy to set up with no issues Reviewed on: 26th January 2024

The site is straightforward and easy to use.

5
The site is straightforward and easy to use. The emails are simple to understand. Very happy with the service. Reviewed on: 26th January 2024

does what it says on the tin - opening account very...

5
does what it says on the tin - opening account very easy Reviewed on: 26th January 2024

Saving for my first home

5
Depositing and setting up my account has been straightforward and stress free. Great experience so far as I am saving for my first home Reviewed on: 26th January 2024

Good easy experience so far.

5
Good easy experience so far. Would definitely recommend to others. Reviewed on: 26th January 2024

Quick and easy to set up and manage account

4
Quick and easy to set up and manage account Reviewed on: 25th January 2024

High interest rates, easy application.

5
SmartSave have very competitive interest rates for savers wanting to invest for short periods of time - my account is for 12 months. The application was very straightforward online. Reviewed on: 19th September 2023

You can only open 1 account.

1
Once I find a company I like I want to be able to open other accounts with them which should then be easy as they have your details aready. But you can only have the one account no matter what the balance. Too much effort so once it matures I'l be leaving them. Plenty of others out there offering decent service and rates Reviewed on: 8th August 2023

Very reliable and good service

5
Good customer service which l like and very reliable. Reviewed on: 11th April 2023

Best no risk return

4
Great interest rate and an easy to open account Reviewed on: 11th April 2023

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