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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good company

5
Very quick and simple to open account. Excellent interest rates. Reviewed on: 11th April 2023
Margaret Barnes's avatar
Margaret Barnes

great bank

5
Good savings bank with great interest rates Reviewed on: 11th April 2023
alongley1@nhs.net's avatar
[email protected]

Easy to Use on line Bank

5
Smart Money is an easy to use on line bank offering competitive rates Reviewed on: 10th April 2023
Dave's avatar
Dave

Simple and great return.

5
Great service, easy to open and fund account. Fantastic returns on savings. Reviewed on: 10th April 2023
brian mcgimpsey's avatar
brian mcgimpsey

SMART SAVE BY NAME SMART SAVE BY ACTION

5
The best offers for fixed rates and I trust you with my money, I hope to do more savings with you in the future. Reviewed on: 10th April 2023
James Howells's avatar
James Howells

Easy

4
Easy to open and operate, useful option in market Reviewed on: 10th April 2023
Michael's avatar
Michael

Fabulous bank with great interest rates

5
First class from start to finish Reviewed on: 10th April 2023
Vicky Butcher's avatar
Vicky Butcher

Great alternative to the big-name banks!

4
Smartsave offer market-leading rates on a range of saving options and terms. The account is easy to setup online and should you have any queries or hit a problem real people (friendly ones at that) are available on the phone to help. It is a bit worrying that you have to transfer money to the never mentioned before Chetwood Finance, but it is all OK and that does route through to your Smartsave acccount. Reviewed on: 8th April 2023
Saver's avatar
Saver

Competitive

5
Prompt and efficient communication, competitive interest rates, no heavy marketing, everything online so environmentally responsible Reviewed on: 8th April 2023
Clare Kelly's avatar
Clare Kelly

One of the best savings account on the market

5
Smartsave is one of the best savings accounts on the market providing really good rate. The set up was very easy to follow and very quick - that's why I decided to open the account 2nd year in a row with them now and I recommended this to my husband as well. Reviewed on: 8th April 2023
Justyna van Schalkwyk's avatar
Justyna van Schalkwyk

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