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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

reasonable savings rates, straight forward account to manage.

5
reasonable savings rates, straight forward account to manage. Reviewed on: 8th April 2023
Nikki Newman's avatar
Nikki Newman

SmartSave review

5
easy to use website, generous interest rates Reviewed on: 7th April 2023
Roger Wagstaff's avatar
Roger Wagstaff

Sensible saving

5
I moved my money into a SmartSave account as it had the best interest rate. The decision was as easy as that Reviewed on: 7th April 2023
Helen Martin's avatar
Helen Martin

Smartsave Savings

4
Very easy process and great returns with no risk. Reviewed on: 7th April 2023
Andy Saunders 's avatar
Andy Saunders

Easy to use and invest.

5
Interest better than banks. Easy to use. Have a 2 year account maturing Oct 23. As interest has increased would like to see new accounts to open annually. Reviewed on: 6th April 2023
Lil's avatar
Lil

Great service

5
Great service, communication and product. Reviewed on: 6th April 2023
Andy Lupton's avatar
Andy Lupton

Best bank

5
Was very to open an account, very straight forward Reviewed on: 6th April 2023
Debi's avatar
Debi

Safe

3
Not long enough with company to leave a honest review Reviewed on: 6th April 2023
Kevin 's avatar
Kevin

Smart move with SmartSave

5
SmartSave offer very competitive savings rates & account operation is straightforward and secure plus be aware to keep your savings up to the 85000 pounds limit to ensure protection of capital etc. Overall, very satisfied. Well done. Reviewed on: 6th April 2023
David B 's avatar
David B

An easy to use bank with good rates

5
Had no problems, easy to set up and use. Reviewed on: 6th April 2023
Steve Watkins's avatar
Steve Watkins

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