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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Simple, straightforward and easy to use

5
From the outset, opening an account and any subsequent money transfers was an easy to use / simple process Reviewed on: 5th April 2023

Great rates and easy to use

5
I was a bit unsure but it was made clear to me my returns and protection provided Reviewed on: 5th April 2023

Simply Smart

5
Easy to set up. Secure. Good communications. Great way to save. Reviewed on: 5th April 2023

Simple and clear with great rates

5
It was really fast and easy to open my account. I like that the customer service people are in Wales and really friendly and respectful Reviewed on: 5th April 2023

Saving with SmartSave

5
Easy to sign up; clearly stating the rates and returns. Easy decision! Reviewed on: 5th April 2023

What a great experience

5
Quick and easy setup , no fuss with very competitive rates. Reviewed on: 5th April 2023

Great bank

5
Easy to use account with competitive rates Reviewed on: 5th April 2023

Excellent

5
Great customer service and great interest rate Reviewed on: 5th April 2023

Great saving experience

5
I was looking for a easy accessible savings account that was quick to set up - recommended by family Reviewed on: 5th April 2023

Chase savings

4
Great service easy to use website. Reviewed on: 5th April 2023

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