Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Great

5
Smart save is very good for saving Reviewed on: 5th April 2023
Erica's avatar
Erica

Very good service

5
High interest rate and quick and easy to set up! Reviewed on: 5th April 2023
adam's avatar
adam

Quick and easy online form.

5
The online form was easy to fill in. The interest rate was competitive. The communication was clear and concise, from smartsave. Reviewed on: 5th April 2023
Katy Sandhu's avatar
Katy Sandhu

Convenient account & straightforward to manage

5
Term deposit set up online / app with a good rate . Service straightforward and not a complicated process. Reviewed on: 5th April 2023
Morag's avatar
Morag

Trust smart save

5
Totally trustworthy people I am very happy Reviewed on: 5th April 2023
Iain Lea's avatar
Iain Lea

Smart save!

5
Saving with this bank has been a smart move! A good experience Reviewed on: 5th April 2023
Diane Wells's avatar
Diane Wells

Fantastic service, easy to use.

5
I opened up an online saving account after a property sale meant I had some income to invest. Following some research I opted for Smartsave as they offered a very competitive rate. The account was really simple to open, and the transfer of funds went without a hitch. I’ve recommended Smartsave to my family and a work colleague and all have since opened accounts. Reviewed on: 5th April 2023
Brenda McKissock's avatar
Brenda McKissock

East-peasy

5
Easy in every way would recommend to everyone Reviewed on: 5th April 2023
Susan Dowse's avatar
Susan Dowse

Fantastic interest rate

5
Very Easy to apply online & higher interest rate than normal banks Reviewed on: 5th April 2023
Amanda Jones's avatar
Amanda Jones

SmartSave Tops The Chart

5
Hassle-free banking with attractive rates of interest Reviewed on: 5th April 2023
Sonia Raichura 's avatar
Sonia Raichura

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill