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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

So far, so good!

4
Completed the application on line and it was all straightforward. So I'm quietly pleased with the service so far! Reviewed on: 5th April 2023
Kay M's avatar
Kay M

Easy to set up new account

4
It was a simple process to set up my savings account. The information provided was clear and understandable. I would say that communication could be improved, in way of update emails etc. Reviewed on: 5th April 2023
Delia Smith's avatar
Delia Smith

So quick and easy!

5
Really couldn’t be easier!! I know my money is secure for a year and with a very competitive interest rate! Reviewed on: 5th April 2023
Amy Gale's avatar
Amy Gale

How easy can it be?

5
I can open online accounts, but sometimes not so easily, but SmartSave was easy secure and fast. The way you like it to be. Reviewed on: 5th April 2023
Peter Bradshaw's avatar
Peter Bradshaw

On Line Service

5
After finding Smartsave Bank on Money Market. Making an account online and the transaction was soo simple and straight forward. Thank you Reviewed on: 5th April 2023
Robert Wheatley 's avatar
Robert Wheatley

Smart Save Review

5
Opening an investment account with Smartsave was very quick and simple. No issues at all and easy to check in when I need to. Reviewed on: 5th April 2023
LJames2891's avatar
LJames2891

SmartSave rave!

5
I put some savings into Smartsave on the recommendation of Martin Lewis’ money saving weekly newsletter…it was very easy to open and set up online, even for me! A very competitive interest rate. After my savings plus interest mature, I will more than likely stay with them and probably invest more with them. More than satisfied with all communications and updates since I opened my account in Jan 23. Well done and good luck in winning the BBA 23. :) Reviewed on: 5th April 2023
Sara's avatar
Sara

Great service, great rates!!

5
I really enjoy saving with SmartSave. Accounts are really easy and straight forward to setup, with lots of communication every step of the way. Rates are at the top of the market and their customer service has always been able to resolve any problems or queries I have had with a quick turnaround. Reviewed on: 5th April 2023
Andrew Woodley's avatar
Andrew Woodley

Great company to bank with

4
Easy online account, customer service very helpful if need to call them and great rates Reviewed on: 5th April 2023
M Whitham's avatar
M Whitham

Smartsave Savings

5
Very easy to invest, awaiting my 12 months bond maturing in August. Reviewed on: 5th April 2023
Geoffrey Morris's avatar
Geoffrey Morris

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