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SmartSave: Savings reviews

4.77
Based on 2,548 reviews, last reviewed 22nd Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2548)

Excellent Service

5
Fantastic interest rate and very easy to set up online. Highly recommend. Reviewed on: 5th April 2023

Saving account

5
Great interest rates, good communication. Reviewed on: 5th April 2023

Good Account

4
It was very easy to open an account at a good rate, the best rate at the time. Easy app to use too Reviewed on: 5th April 2023

Amazing!

5
Easy to set up online savings account with Smartsave. Great interest rate on savings! Reviewed on: 5th April 2023

Great bank

5
Recommended to 2 family members. Good rates Reviewed on: 5th April 2023

Smart way to save

5
Easy to open online account and good rates of interest Reviewed on: 5th April 2023

Very satisfied

5
Ease of use great service and competitive Reviewed on: 5th April 2023

Lots of interest!

5
At last! A bank that pays a decent rate of interest and keeps me informed. Couldn't ask for more. Reviewed on: 5th April 2023

Easy process

5
Easy account set up and good rate. Would definitely open another account Reviewed on: 5th April 2023

So far, so good!

4
Completed the application on line and it was all straightforward. So I'm quietly pleased with the service so far! Reviewed on: 5th April 2023

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