Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2549)

Excellent Service

5
Fantastic interest rate and very easy to set up online. Highly recommend. Reviewed on: 5th April 2023

Saving account

5
Great interest rates, good communication. Reviewed on: 5th April 2023

Good Account

4
It was very easy to open an account at a good rate, the best rate at the time. Easy app to use too Reviewed on: 5th April 2023

So simple

5
So simple to use, quick and easy account when setting it up and total confidence that the money is safe and sound where it is. Will be using them again for sure. Reviewed on: 5th April 2023

Amazing!

5
Easy to set up online savings account with Smartsave. Great interest rate on savings! Reviewed on: 5th April 2023

Great bank

5
Recommended to 2 family members. Good rates Reviewed on: 5th April 2023

Smart way to save

5
Easy to open online account and good rates of interest Reviewed on: 5th April 2023

Very satisfied

5
Ease of use great service and competitive Reviewed on: 5th April 2023

Lots of interest!

5
At last! A bank that pays a decent rate of interest and keeps me informed. Couldn't ask for more. Reviewed on: 5th April 2023

Easy process

5
Easy account set up and good rate. Would definitely open another account Reviewed on: 5th April 2023

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review