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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great for Savings

5
It is a great way to save. Hassle free and easy banking. User friendly app. Reviewed on: 5th April 2023
Ola Omotosho's avatar
Ola Omotosho

Savings

5
Being old I was very apprehensive about investing my savings, and I checked everything as it was an online bank even went to citizens advice, well got advice from everywhere and took the plunge all the staff were extremely helpful which left me feeling contented. Reviewed on: 5th April 2023
Joan Hadfield's avatar
Joan Hadfield

Market leading interest rates

4
Best available saving interest rates and easy, convenient application process to set up an account. Reviewed on: 5th April 2023
Me (Anthony)'s avatar
Me (Anthony)

British bank and good interest rates

4
My 4/5 customer experience is simply because I have had to contact Smart save at all. I setup the account, deposited my money, got a great interest rate and left it. That's it! Simple. Reviewed on: 5th April 2023
Bryn Lloyd's avatar
Bryn Lloyd

Smart app for Smart People

5
Lots of saving platforms out there, but I found this one the best for my savings. Reviewed on: 5th April 2023
Gibson Guitars's avatar
Gibson Guitars

Best savings bond

5
Saw this advertised as one of the top saving bonds. Applied online very easy to do. Reviewed on: 5th April 2023
Carren 's avatar
Carren

Easy savings

5
Good interest rates and easy to set up saving account. Reviewed on: 5th April 2023
GS Rider 's avatar
GS Rider

Great account - easy and great rate

5
Really simple set up, fantastic rates. Try it - your money will love it Reviewed on: 5th April 2023
Nathan's avatar
Nathan

Fair, easy & efficient

5
Shopped around for a while, identified a product that was industry busting. Very happy with service etc. Reviewed on: 5th April 2023
Paul Lancaster's avatar
Paul Lancaster

Whilst major banks rip us off, in my opinion this was the most flexible & rewarding

5
Easy to access and set up. Knew clearly what my options were and made a decision without any pressure. Much more rewarding than high street banks including my own. Reviewed on: 5th April 2023
Keith Kenny's avatar
Keith Kenny

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