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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Effortless!

5
So easy to open and manage an account with SmartSave, I definitely recommend it! Reviewed on: 5th April 2023
Jude's avatar
Jude

Really quick and easy to set up an account

4
The process of setting up account was really simple and quick. My only recommendation would be that they have online banking via an app, instead of just a website. Reviewed on: 5th April 2023
Emma George's avatar
Emma George

Smart Bank service

4
Constant good interest rates paid always keep me updated on best investment opportunities prior to maturity Customer service good.. Reviewed on: 5th April 2023
Raymond Croft's avatar
Raymond Croft

Satisfied customer.

5
To date setting up and depositing funds proved to be a very easy process. Reviewed on: 5th April 2023
Jean's avatar
Jean

Savings Account

1
can only have one Savings account ? Reviewed on: 5th April 2023
Amit Aggarwal's avatar
Amit Aggarwal

Savings

5
All good so far, looking forward to our return. Reviewed on: 5th April 2023
Alan Humphreys's avatar
Alan Humphreys

Great service and so easy to use

5
I recently joined SmartSave and am so glad I did. It offers a convenient, efficient service which is easy to comprehend and navigate, with excellent interest rates offered. Reviewed on: 5th April 2023
Carmel Devlin's avatar
Carmel Devlin

Easy to to set up an account. Nice and prompt service

5
Easy to to set up an account. Nice and prompt service Reviewed on: 5th April 2023
T Uthayakumar 's avatar
T Uthayakumar

Simple to sign up to Smart save

5
Easy to navigate SmartSave and transfer monies from one account to another. Reviewed on: 5th April 2023
Patricia Loughrey's avatar
Patricia Loughrey

Easy to set up and good rates

5
Simple to set up account. No hassle and good saving rate if you want to put your money away for a bit longer Reviewed on: 5th April 2023
Derek's avatar
Derek

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