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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

The money is in.

3
I put money in the savings account last August. On a 1 year term. I hope to get the money out this August. Reviewed on: 6th April 2023

Top rates

4
Good market rates on 1 year fixed with straight forward service. Lost 1 star only for the reason that you I can’t add more money when I have extra savings to put in. Reviewed on: 6th April 2023

Perfect!

5
I love SmartSave! Easy to take their product and great rates. Reviewed on: 5th April 2023

Ok

3
Locked away my money for 2 years at 1.4%. Sadly not able to access it not interest rate has increased Reviewed on: 5th April 2023

Customer service

4
H I have never needed to use customer service, since becoming deposited in this bank, Reviewed on: 5th April 2023

3 year saver, easily set up

5
3 Year Fixed Rate Saver at a good rate for when I set it up in September 2022. Hassle free application. Reviewed on: 5th April 2023

Brilliant

5
10/10 can't complain.. I'm a happy smart saver : ) Reviewed on: 5th April 2023

Smart banking

5
Great saving rates and easy to use website covered by the banking guarantee. What’s not to love. I definitely recommend it. Reviewed on: 5th April 2023

Simple and quick to set up

5
Great rates . Easy setup and a no frills website coupled with excellent service Reviewed on: 5th April 2023

Very competitive interest rate and easy to apply

5
Really easy to set up the account , application process was straight forward and easy to do. Very simple and hassle free , perfect. Reviewed on: 5th April 2023

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