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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

SmartSave

5
Such an easy process and excellent rates in comparison to market Reviewed on: 6th April 2023
Gemma Juviler's avatar
Gemma Juviler

Easiest Banking App

5
Recommended by Martin Lewis so I opened a Smart Saver account. Transferred money and have a set annual interest rate. With all the info on their App at a touch of the button. Impressed and recommended to others. Interest rates are high too for an Annual Saver. Reviewed on: 6th April 2023
Grace Nicholls's avatar
Grace Nicholls

No brainer

5
Heard about smart save from Martin Lewis, read up on it and decided it was a yes from me! Reviewed on: 6th April 2023
Anthony Harvey's avatar
Anthony Harvey

Smart save fixed rate

4
Initially concerned due to rate changing just as invested, & did experience a long winded search to contact customer service. However I was contacted quickly via phone by customer service & very helpful knowledgable. So I would therefore recommend for future investment. Reviewed on: 6th April 2023
Jane Rowley 's avatar
Jane Rowley

Easy to use savings account

5
Smartsave is very easy to manage on line. I have had no problem depositing money into my savings account and the rate of interest has always been competitive. Reviewed on: 6th April 2023
Nigel Phillips's avatar
Nigel Phillips

Amazing customer experience

5
I need to submit my bank statement for a visa application. I spoke with customer care and within 1 day they created a PDF statement for me and e-mailed me. I never thought it will be that easy. Thank you SmartSave Reviewed on: 6th April 2023
Ankit Jain's avatar
Ankit Jain

Outstanding

5
I was looking for the best place to put be my money for the best return. Smart save were highly recommended. Reviewed on: 6th April 2023
Andrew Wright's avatar
Andrew Wright

Simple, easy good returns

5
It's been consistently easy to deal with SnartSave. It has a simple, no fuss interface which works as you'd want. Reviewed on: 6th April 2023
Jason T's avatar
Jason T

Great rates and easy to use

5
I decided to deposit my money with Smart Save as Martin Lewis of Money Saving Expert recommended them and after doing my own research I could confirm they had the best interest rates at the time. Opening an account was quick and simple. I had some queries and they were quickly answered via customer services. Great experience so far. Reviewed on: 6th April 2023
Gemma McConville's avatar
Gemma McConville

Easy peasy

4
So easy to navigate the website, to apply and open an account and to transfer funds. Not to mention good interest rates Reviewed on: 6th April 2023
Nat's avatar
Nat

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