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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Smart Banking

5
Easy account setup and top interest rates. Reviewed on: 6th April 2023
Edward Dunning's avatar
Edward Dunning

Excellent mid-term savings investment!

5
It's very easy to start the account and make the deposits. Website works without any trouble! You can also easily track account status and balance! Reviewed on: 6th April 2023
Pedro Acosta's avatar
Pedro Acosta

Easy simple way to open an account and start saving with great interest rates.

5
Found the whole process of opening an account and start saving simple and fuss free. Just what I needed in todays complicated world of IT. Reviewed on: 6th April 2023
Jane McNair's avatar
Jane McNair

A decent savings account.

3
A good, user friendly, online savings account. Reviewed on: 6th April 2023
Hannah Israel's avatar
Hannah Israel

Excellent digital service

5
Really easy to apply and set up account online - makes life easy! Reviewed on: 6th April 2023
Vita's avatar
Vita

Excellent

5
Excellent products. Normally one of, if not the highest, interest rates given to savers on their products. East to deal with, whether it be online or on the telephone. Reviewed on: 6th April 2023
sue seeds's avatar
sue seeds

So Simple, yet so reliable

5
Such an easy service to use, but so reliable. Great servive with a fast response to any enquiries Reviewed on: 6th April 2023
Richard Baker's avatar
Richard Baker

Easy banking

5
The most uncomplicated way of banking for sure Reviewed on: 6th April 2023
Janet Kenny's avatar
Janet Kenny

Excellent savings rates.

5
Very easy to setup accounts. Simple account access interface. Reviewed on: 6th April 2023
Alfred Yuen's avatar
Alfred Yuen

Fab bank

5
This bank is so easy to use and very efficient Reviewed on: 6th April 2023
patricia doyle's avatar
patricia doyle

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