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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

1 year fixed rate savings

4
I opened a 1 year fixed rate savings account as paying reasonable rate at the time and encountered no difficulty in doing so. When the maturity date arrived I was contacted and given a number of options and my option was acted upon timely. I have never actually had to contact them so can’t comment on their customer service Reviewed on: 6th April 2023
Morag Goldsmith's avatar
Morag Goldsmith

Genuine and good

5
I used Smart Save for numbers of years. It is a quick and easy online saving account. also the rate is very good.. Reviewed on: 6th April 2023
Sheila Seho's avatar
Sheila Seho

Fixed rate Savings

4
Easy to set up account. Good rate Reviewed on: 6th April 2023
Dawn's avatar
Dawn

simple & easy

4
the website was easy to use and access to find out how your savings are doing is simple to understand Reviewed on: 6th April 2023
Dougie's avatar
Dougie

A great service

5
Excellent service for investors who want to make sure the markets are working for their customers Reviewed on: 6th April 2023
Peter Copleston's avatar
Peter Copleston

Hassle Free Saving

5
Easy set up and hassle free savings experience. I will definitely recommend. Reviewed on: 6th April 2023
Michael Adams's avatar
Michael Adams

Quick & simple process

5
Once an acceptable nominated account was identified, the investment process was quick and simple to follow. Reviewed on: 6th April 2023
Jon 's avatar
Jon

Simple process

4
I set up an account on line recently, do simple to use, have already recommended to friends! Reviewed on: 6th April 2023
KP's avatar
KP

Brilliant

5
Very efficient. Couldn't fault it. Reviewed on: 6th April 2023
Peter Tapp's avatar
Peter Tapp

Really smart way to save

5
Year on year smart save have been consistent for us and have allways delivered above other competitors. Reviewed on: 6th April 2023
Milomir Culibrk's avatar
Milomir Culibrk

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