Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Easy to use; great savings rates

5
What more can a saver ask for than a British bank that’s easy to use, clear with its communications and has a better rate than any of the well known High Street banks? I took the 2 year fixed rate and still haven’t seen a better one. Reviewed on: 5th April 2023
Ron Fleming's avatar
Ron Fleming

Smart Move to Smart Money

5
Great interest rate and easy to invest Reviewed on: 5th April 2023
Eileen Miller's avatar
Eileen Miller

Go for it

4
Easy to use and great interest rates Reviewed on: 5th April 2023
The Allsorts's avatar
The Allsorts

Swift n simple n safe

5
Used for keeping some hard earned savings. Easy and straightforward access to finances in a fast and slick manner. Faultless website and so easy to negotiate. Fully recommended to anyone who wants a secure and safe place for your savings. Reviewed on: 5th April 2023
Stuart Thomson's avatar
Stuart Thomson

Best plan so far

4
One of the best savings plan by far. Reviewed on: 5th April 2023
Ri Ani's avatar
Ri Ani

Easy

5
Very easy to manage the account with a great interest Reviewed on: 5th April 2023
Anthony Newman 's avatar
Anthony Newman

Excellent Experience

5
From recommendation to policy - nothing could have been simpler. Recommended to friends already. Reviewed on: 5th April 2023
Neil Hubbard's avatar
Neil Hubbard

Just started but so far so good

4
Really happy so far with the experience. We opened a saving account less than 1 year ago with the best interest rate at the moment we applied. The application was fast and easy. Reviewed on: 5th April 2023
Lucia's avatar
Lucia

Simple Process

5
Good information, easy to understand and process Reviewed on: 30th March 2023
Anne Allan 's avatar
Anne Allan

Brilliant company

5
Love this company, I told all my friends about this one Great intrest rates as well Well done smartsave Reviewed on: 23rd March 2023
Sue pyke 's avatar
Sue pyke

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill