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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very competitive

4
I've had no issues with the bank. The saving account had a very good interest rates and at the end of term the money was transferred back to my account without any problems. Would recommend. Reviewed on: 23rd March 2023

Saving made easy

5
Great company to save with. Everything is clearly laid out and explained on the website and SmartSave offered one of the top rates before anyone else. Highly recommend Reviewed on: 21st March 2023

SmartSave - good rates

5
Smartsave - website user friendly Reviewed on: 18th March 2023

Easy way to save

5
Moving my savings to Smart Money couldn't have been easier. I'm very happy with my experience and would recommend. Reviewed on: 17th March 2023

Brilliant

5
Amazing company with great customer service!!! Reviewed on: 13th March 2023

Easy Set-up

5
A very simple straight forward way to set up a saving account Reviewed on: 12th March 2023

Great deals

5
Excellent savings products , the best around Reviewed on: 12th March 2023

Good interest rates, but just one account

3
Found the process of opening account easy, and happy with interest rates offered. Would be useful if they could explain why it’s only one account per customer, seems an odd thing not to develop quite early on. Reviewed on: 12th March 2023

Quick and easy

5
Easy and Straight forward to open an account Reviewed on: 10th March 2023

Great way to save

5
Easy to use site. Informative. Very Happy Reviewed on: 10th March 2023

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