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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good savings rate.

5
The account was easy to set up. Communication was good, explaining what is happening and what will happen next. The app is easy to use. Reviewed on: 10th March 2023
Sponge's avatar
Sponge

Easy to set up

4
I opened 1 yr fixed savings accounts, it was so easy to set up and to transfer funds from my bank account, it really could have been easier Reviewed on: 9th March 2023
Mr Paul Arthur's avatar
Mr Paul Arthur

Excellent

5
Easy to set up and manage. Very clear guidance. Reviewed on: 9th March 2023
APMG's avatar
APMG

Best interest rate offered

5
Extremely easy to set up the account and transfer money Reviewed on: 9th March 2023
Angelo peiris's avatar
Angelo peiris

Simple To Save

5
It was quick and easy to set up a savings account with SmartSave. I chose SmartSave for their high interest rate (compared to other accounts). Reviewed on: 9th March 2023
Julia Weaver's avatar
Julia Weaver

Easy set up, clear and understandable

5
Good rate. Easy process online. I was a bit apprehensive to invest at first but checked Smartsave are covered by the Financial Services Reviewed on: 9th March 2023
Jenny Evely's avatar
Jenny Evely

Great rates easy to use!

5
They have really good interest rates if you are prepared to leave any money for 12 months and not touch it! Easy to apply and very trustworthy! Reviewed on: 9th March 2023
Daren Patterson 's avatar
Daren Patterson

First savings product I ever got - a breeze

4
Smooth, clear info and a great rate. Reviewed on: 9th March 2023
Declan W's avatar
Declan W

Great Value

5
No issues. good service. Information available during period of savings Reviewed on: 8th March 2023
SUZANNE ELIZABETH HYETT-SMITH's avatar
SUZANNE ELIZABETH HYETT-SMITH

Simplistic saving!

5
Simple Easy User friendly Easy way of saving Reviewed on: 8th March 2023
Carla Roberts's avatar
Carla Roberts

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