Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Excellent communication and service

5
Opened an account really easily a year ago. Receive updates and able to log on with no problems whatsoever. Reviewed on: 8th March 2023
Julie 's avatar
Julie

Easy Savings

5
It’s a quick and easy way to save money. Reviewed on: 8th March 2023
Catiemcd11@yahoo.co.uk's avatar
[email protected]

Am a new customer. So far am happy

3
New customer and happy with service and rate for one year savings. Hopefully I will continue to use this saving online savings service Reviewed on: 8th March 2023
Rilwan Animashaun 's avatar
Rilwan Animashaun

Good interest rates

4
Easy to set up an account moved money from well a known hihh street bank with very low interest rates to Smartsave with much better interest rates. Reviewed on: 8th March 2023
Simone Elizabeth's avatar
Simone Elizabeth

Easy saving

5
Very easy way to save and easy to set up Reviewed on: 8th March 2023
Jaylowe's avatar
Jaylowe

Very Good Savings Products

5
All was good. My fixed rate deposit was easy to arrange and was set up swiftly. Professional and straight forward. Reviewed on: 8th March 2023
Tim Ablitt's avatar
Tim Ablitt

See and Save

5
Smart saves website is very easy to navigate it allows you to easily see your savings, interest rates and options for future saving goals. Smart Save keep you up to date and informed of significant changes that could impact on you savings goals making you feel in control 24/7. Reviewed on: 8th March 2023
Susan O'Neil's avatar
Susan O'Neil

Great service best bank for saving

5
I opened my saving account last August and it was so convenient and took no minute to complete. Couldn’t recommend it enough. Reviewed on: 8th March 2023
gzxsmile@gmail.com's avatar
[email protected]

I found Smartsave savings rates comparable to other banks and building societies

5
Smartsave are very prompt reminding me when my savings mature Reviewed on: 8th March 2023
Michael Strong's avatar
Michael Strong

User friendly application

5
Was easy and straight forward to apply online, the interest rate is really good compared to what was being advertised with other banks -Excellent Reviewed on: 8th March 2023
Pam's avatar
Pam

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill