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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

excellent saving rates and great service

5
Such a great experience ! Easy to use and super savings rates! Reviewed on: 7th March 2023
Graeme Black's avatar
Graeme Black

No Fuss

5
Simple ! Easy application process ... looks after my money ... what's not to be positive about Reviewed on: 7th March 2023
Showard's avatar
Showard

Great rates but...

5
SmartSave offer a fantastic savings rate but alas you can only have one account open at a time. Please increase this. Reviewed on: 7th March 2023
Paddy Coleman's avatar
Paddy Coleman

Great service

5
Very easy to set up and deal with online Reviewed on: 7th March 2023
Lynn's avatar
Lynn

Simplicity

5
So quick and easy to set up extremely efficient Reviewed on: 7th March 2023
Denise Marriner 's avatar
Denise Marriner

Market leading interest rate and excellent customer service

5
After struggling online with other lenders to secure a Fixed Rate Bond due to technical issues at the company end, I came across Smart Save and it proved both straightforward and easy for a numpty like me to set up an account with them Reviewed on: 7th March 2023
Mike Kelly's avatar
Mike Kelly

I should be getting my first interest next month

5
It’s definitely where to put your money Reviewed on: 7th March 2023
Susie Milligan's avatar
Susie Milligan

Save with the best

5
I have now been with SmartSave for a number of years Reviewed on: 7th March 2023
Nigel Robinson's avatar
Nigel Robinson

Great experience and a great saving option

5
Smart Save has been an excellent savings option for me Reviewed on: 7th March 2023
Karen Wilkinson's avatar
Karen Wilkinson

Easy to set up account

5
Good rates of interest. Easy to navigate website . Efficient no nonsense account set up. Reviewed on: 7th March 2023
Mr C J Tucker's avatar
Mr C J Tucker

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