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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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Review SmartSave: Savings now

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SmartSave Savings reviews (2549)

So happy with Smartsave

5
When we first joined Smartsave in 2021 for a 1 year fixed bond, the savings rate was better than anywhere else. It was so easy to complete the application on line and when the year was up in 2022, we were so pleased we decided to reinvest with Smartsave for another 1 year fixed rate savings which suits us. All done online and very easy to do. The interest rate this time was brilliant and shall look forward to it maturing later this year. Will definitely use Smartsave again. Reviewed on: 7th March 2023
Jenny Whitfield's avatar
Jenny Whitfield

If Martin Lewis recommends them they must be good!

5
Everything was explained, so, the whole procedure for saving with Smartsave was very straightforward and took no time at all. Reviewed on: 7th March 2023
Joan Wilding's avatar
Joan Wilding

Smart money people use smartsave

5
The website was really informative, easy to understand, reassured me that my investment was protected and had the best interest rates- so easy to set up too. A great experience Reviewed on: 7th March 2023
Gilly's avatar
Gilly

Good Account

4
Good easy access account with competitive interest rates and options to boost for a better return Reviewed on: 7th March 2023
Maria Hobbs's avatar
Maria Hobbs

Seamless to set up account

5
Having seen a recommendation from Martin Lewis (Money Suoermarket), I headed over to the Smart Save website. Very competitive interest rate & super easy to set up. Reviewed on: 7th March 2023
Mark Healy's avatar
Mark Healy

Recommend interest rates & value for your money

5
Easy to & helpful in every situation Reviewed on: 7th March 2023
Vijaya's avatar
Vijaya

Decent savings rates easy online completion.

5
First I heard of this bank. Offered a decent savings rate. Reviewed on: 7th March 2023
Linno Miranda's avatar
Linno Miranda

Simply the Best

5
Excellent saving rate, easy to set up, would definitely recommend and will certainly use again in the future. Reviewed on: 7th March 2023
Ian Pickett's avatar
Ian Pickett

Easy peasy

5
very simple procedure for a technophobe like me!! Reviewed on: 7th March 2023
Tony Smedley's avatar
Tony Smedley

Quick and easy banking

5
Very easy to set up account and log in and check details. Definitely banking made easy Reviewed on: 7th March 2023
Katy W's avatar
Katy W

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