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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy setup and good rates

5
Easy online process. Competitive rates Reviewed on: 7th March 2023

Professional and Friendly

5
From “log-on” to investment confirmation SmartSave instilled confidence and assurance. Well worth their credibility as clever financialists. Reviewed on: 7th March 2023

Amazing

5
Amazing saving account provider, such great saving rates and a great service provided Reviewed on: 7th March 2023

Easy

5
A few clicks and set up in a day. Best rates too. Reviewed on: 7th March 2023

Clear and easy to set up.

5
I was looking at putting some savings into a fixed term account, SmartSave jumped out at me straight away. Very clear to understand and very easy to set up. Followed by regular updates on progress. Reviewed on: 7th March 2023

Great rates!

5
Very easy to set up. Excellent rate of interest. Have already recommended to friends and family. Reviewed on: 7th March 2023

Best rates, top service

5
Everything went smoothly and correspondence was answered promptly. Definitely recommended Reviewed on: 7th March 2023

Best Easy Savings

5
Quick, easy and secure savings. Best value on the market with a British product. Reviewed on: 7th March 2023

Good Bank

5
I've never had any problems with this bank. Reviewed on: 7th March 2023

Easy

5
I tried to open an savings account with different provider but it took 6 weeks for them to open it. In that time I had already open my and my partners savings with smartsave which only took 10 min to complete. Very Easy Reviewed on: 7th March 2023

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