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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Brilliant savings accounts!

5
It was very easy, quick and simple from start to finish and no difficulties opening the account and depositing the money! Reviewed on: 7th March 2023

Excellent savings !

5
All went very smoothly - mightily impressed ! Reviewed on: 6th March 2023

Good interest rate/Easy to apply

5
Good 1 year fixed interest rate offered. Easy application process. Could make multiple deposits up to 14 days after opening the account as long as minimum of £10,000 was paid in (Maximum £85,000). Reviewed on: 6th March 2023

Best Savings in the UK

5
Easy to use app, secure and safe. Best rates in the UK at the moment Reviewed on: 6th March 2023

Best rate on the day, easy setup

5
Following recommendation, checked rates and found SmartSave best on the day. Setup was easy, website excellent. Reviewed on: 6th March 2023

Good interest rates

4
Good customer service with competitive interest rates. Reviewed on: 6th March 2023

Brilliant

5
One of the highest rates available. Happy to invest with Smartsave Reviewed on: 6th March 2023

very good rate

4
very good service , very helpful strafe Reviewed on: 6th March 2023

Easy

5
Very easy to set up online. Great rates. Can’t go wrong. Reviewed on: 6th March 2023

Best savings account ever!

5
Was a bit scared to invest in an online only, savings account at first, but it has all worked out so well, easiest and best savings account I have ever had! Thank you Reviewed on: 6th March 2023

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