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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

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SmartSave Savings reviews (2549)

Good interest rates

5
Good interest rates on their site Reviewed on: 6th March 2023
Theo Smith's avatar
Theo Smith

Comes recommended

4
Easy to set up, good interest rates. Will be returned straight into my bank account when it matures so no going into branches. Seems easy to use. Time will tell when it matures! Reviewed on: 6th March 2023
Tamsin C's avatar
Tamsin C

Great Savings

5
Took out a 1 year at a good rate of interest. No problems setting the account up. Straight forward Reviewed on: 6th March 2023
Lisa Blake's avatar
Lisa Blake

Easy banking

5
Easy to set up my account and transfer funds and reap the rewards of preferential interest rates. Reviewed on: 6th March 2023
Rachael Walsworth's avatar
Rachael Walsworth

Best fixed rate for a year

5
I was looking for a 1 year fixed rate savings account with a good interest rate. Smart had the best interest rate, so I picked them. It was very easy to move the money into the account, and it was explained well on the website. Reviewed on: 6th March 2023
Joshua Gillardq's avatar
Joshua Gillardq

Easy to set up

5
Very easy to set up and user friendly Reviewed on: 6th March 2023
Emma Pei's avatar
Emma Pei

Simple to set up, good rate

4
Opened an account, it was easy and the rate was the best I could find. Reviewed on: 6th March 2023
Alex Quinn's avatar
Alex Quinn

This is a good platform for savers to feel encouraged to save in order to materialise their dreams aspirations.

4
This is pretty easy to use and it’s rewarding too. Reviewed on: 6th March 2023
Mathew Sebastian's avatar
Mathew Sebastian

Simple and no-fuss!

4
I opened a SmartSave savings account as it had the highest savings rate at the time. It was a very simple process (if you actually read through all the T&C's beforehand), and my money is now safely earning a very decent amount of interest which i'll see in less than a year's time. Reviewed on: 6th March 2023
J M's avatar
J M

Great interest rates

5
Brilliant. Easy to use site and great interest rates a no brainer Reviewed on: 6th March 2023
Carol Pracownik's avatar
Carol Pracownik

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