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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Best rates and so easy to set up

5
Looking for a good rate on a savings account ans smartsave comes up with the best rates every time. So easy to set up. Reviewed on: 6th March 2023

Satisfied new customer

5
Opening a new 2 year fixed rate savings account with very attractive interest rate online with SmartSave was simple. Reviewed on: 6th March 2023

A great bank

5
Easy to open, access and use this bank. Quite impressed with their services and facilities. Reviewed on: 6th March 2023

Very happy

4
When looking for a fixed rate savings account, Smartsave had the best interest, and it was very easy to set up. Reviewed on: 6th March 2023

Brilliant interest rates.

5
I found it so easy to set up a fixed rate savings account and will now earn a great interest rate on it. Reviewed on: 6th March 2023

Easy savings process.

5
Competitive rates, which are set up online. Reviewed on: 6th March 2023

Great

5
Simple competitive and ready access via the app.Also covered by £85000 promise so our money is safe. Reviewed on: 6th March 2023

Awesome

5
Simple easy and beyond expectation Reviewed on: 6th March 2023

Easy money

5
It was so easy to setup an account and in a minimal amount of time no fuss and no robot interaction Reviewed on: 6th March 2023

Excellent rates

3
Great rates for fixed term! Get more for your money and start saving with smartsave!! Reviewed on: 6th March 2023

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