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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Lifeline

5
Never having money to invest until losing a loved one who was very 'canny' with her money. Wanting to carry on her carefulness. Reviewed on: 6th March 2023
Eva's daughter's avatar
Eva's daughter

Best Rate, Simple and Clear to open

5
After looking around for the best place to deposit our gift from our parents, Smartsave offered the best rate and it's simple and clear instructions made the process really simple. It was great to actually speak to a human when I had a concern with the deposit status. Thank you to all the Smartsave Team Reviewed on: 6th March 2023
Stuart Fyfe's avatar
Stuart Fyfe

Easy setup

5
Good interest rate and easy setup Reviewed on: 6th March 2023
Sheila Wallace 's avatar
Sheila Wallace

Easy to use website and communication has been excellent

5
Set up a fixed-rate account easily and quickly. Website is clearly set out and straightforward to use. Interest rates competitive Reviewed on: 6th March 2023
Sarah Gray's avatar
Sarah Gray

Easy process

5
Online saving account easy to set up well organized system Reviewed on: 6th March 2023
Clinton Rogers's avatar
Clinton Rogers

Pleased with Smart Save.

4
I opened a Smart Save fixed a/c in Nov '22 which was straightforward and pays a good rate of interest. My experience is limited as, after my initial deposit, I don't use the a/c until the time is finished and I earn interest on the amount. Reviewed on: 6th March 2023
Elizabeth Giordanella's avatar
Elizabeth Giordanella

Recommend

5
Easy to set up your account. They are proactive to help you with their different savings accounts once the original account is ending Reviewed on: 6th March 2023
Bridget's avatar
Bridget

Sensible simon

5
worth trying looking forward to seeing the interest figure Reviewed on: 6th March 2023
Lee's avatar
Lee

Easy Set Up

4
Account easy to set up ,heres hoping for a favourable interest rate again in 2024 so that the account can remain in use Reviewed on: 6th March 2023
Mr Harris's avatar
Mr Harris

Best rates. From a great company

5
Hassle free, easy to use savings,with great rates of interest Reviewed on: 6th March 2023
paulread21@hotmail.com's avatar
[email protected]

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