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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

SmartSave - Smart Choice

5
SmartSave - Smart Choice - really satisfied with my savings account and the competitive interest rates. Thank you SmartSave. Reviewed on: 6th March 2023
Sharon Shamedje's avatar
Sharon Shamedje

Quick and easy

5
Smart Save offered a good interest rate and was quick and easy to open an account Reviewed on: 6th March 2023
Joyce Kidd's avatar
Joyce Kidd

Ace

5
The interest rates are good, and they still pay top rates after me opening g first account Reviewed on: 6th March 2023
Gwynfor Jones's avatar
Gwynfor Jones

What's not to like!

5
Really simple and easy to use bank. Competitive interest rate. No complaints! I have recommended to both close friends and family. Will use this bank again. Reviewed on: 6th March 2023
JonnyCarse's avatar
JonnyCarse

Easy to set up and functional website!

3
I have saved with smart save before and felt it was an easy process. There has been bad reviews I have seen since I saved money with smart save again. However effective saving rates and the staff did get back to my query in the expected time scale and were helpful in feedback. Reviewed on: 6th March 2023
Simon Moxham's avatar
Simon Moxham

On line saving

5
Simple easy to follow web based savings account, clear concise steps to follow, recommended to family and friends. Reviewed on: 6th March 2023
Graham 's avatar
Graham

Worry free banking

5
Wanted secure banking with a good return and exactly what I got Reviewed on: 6th March 2023
islwyn.richards@btinternet.com's avatar
[email protected]

The Very best Savings

5
Delighted that I joined Smart Save. The whole process from start to set up has been easy, clear and straightforward. Reviewed on: 6th March 2023
Jane Fanner's avatar
Jane Fanner

Excellent Savings rates

5
Excellent Savings rates, easy to navigate website Reviewed on: 6th March 2023
Pat Remi's avatar
Pat Remi

Great product

4
Online access to accounts is reassuringly safe yet straightforward. Very happy with the account I have with Smartsave. Reviewed on: 6th March 2023
johnnylumley@hotmail.co.uk's avatar
[email protected]

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