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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
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2%
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0%
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1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Easy to use and the best rate.

5
Great rate. Great website.Does what it says on the tin Reviewed on: 6th March 2023
Giles's avatar
Giles

Everyone needs Smartsave

5
Great app. Great interest rate. Can’t say no to saving with Smartsave. Reviewed on: 6th March 2023
Stella jepson's avatar
Stella jepson

Does what is says on the tin

5
Easy to set up and kept informed. Reviewed on: 6th March 2023
Alison Vigurs's avatar
Alison Vigurs

Smooth transactions

4
Simple and efficient service. Website easy to navigate. Reviewed on: 6th March 2023
Chris A's avatar
Chris A

3rd Time Reinvesting

5
Moving into my 4th year of saving with SmartSave. Their interest rates are always competitive and their systems are intuitive and easy to use making it easy to reinvest on maturity. In addition, they always notify you directly in a timely manner to advise on maturity date and what reinvestment options are available to me, ensuring I never miss a day of potential interest. A great customer experience and happy to bank with them. Reviewed on: 6th March 2023
McCormack's avatar
McCormack

Not too bad interest rates

5
The customer service is great; responds quickly, and satisfying. The site itself has oly the essential features although the interest paid is not bad. Reviewed on: 6th March 2023
Mindaugas Vezelis's avatar
Mindaugas Vezelis

Best interest available

5
Easy to set up no.complicated forms to fill in Reviewed on: 6th March 2023
Cinders Buttons's avatar
Cinders Buttons

Easy to set account.

5
I found it easy to set up, pay into and view the account. Easy to understand t&c and what will happen on maturity. Good rate of interest being paid. Reviewed on: 6th March 2023
George Fowler's avatar
George Fowler

Straight forward & quick process

5
It was easy to open an online account. I have found all the information needed on the website. Easy, Quick, Efficient. Reviewed on: 6th March 2023
Kami Kunst's avatar
Kami Kunst

account easy to set up

5
the account was very easy to set up and transfer my money Reviewed on: 6th March 2023
P.Thompson's avatar
P.Thompson

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