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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Straight forward & quick process

5
It was easy to open an online account. I have found all the information needed on the website. Easy, Quick, Efficient. Reviewed on: 6th March 2023

account easy to set up

5
the account was very easy to set up and transfer my money Reviewed on: 6th March 2023

Brilliant and simple bank account

5
Havnt a bad word to say about chase. It’s just banking made simple and easy. Unlike high street banks which are overly complicated! Reviewed on: 6th March 2023

Bank

5
Excellent bank with good rates. The website works well and I have had no issues with it Reviewed on: 6th March 2023

Seamless service

5
Best rate on offer and quick and problem - free account set up! Reviewed on: 6th March 2023

Easy no nonsense investment

5
Easy to set up investment with great competitive returns. Reviewed on: 6th March 2023

Good rates, simple access.

5
I have started using Smartsave’s fixed deposits. Consistently offer competitive rates and a variety of maturities, unlike many competitors. Simple account opening process and online service is straightforward. Reviewed on: 6th March 2023

App is easy to use and set up

5
Good interest rate and nice and easy to set up savings account.recommended by Martin Lewis Reviewed on: 6th March 2023

Easy to use

5
Easy to use and very simple - need to have an app as you can’t use it Reviewed on: 6th March 2023

Good interest rates given

5
Best fixed term interest. Also recommended by the money man, Martin Lewis. Reviewed on: 6th March 2023

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