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SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Brilliant and simple bank account

5
Havnt a bad word to say about chase. It’s just banking made simple and easy. Unlike high street banks which are overly complicated! Reviewed on: 6th March 2023

Bank

5
Excellent bank with good rates. The website works well and I have had no issues with it Reviewed on: 6th March 2023

Seamless service

5
Best rate on offer and quick and problem - free account set up! Reviewed on: 6th March 2023

Easy no nonsense investment

5
Easy to set up investment with great competitive returns. Reviewed on: 6th March 2023

Good rates, simple access.

5
I have started using Smartsave’s fixed deposits. Consistently offer competitive rates and a variety of maturities, unlike many competitors. Simple account opening process and online service is straightforward. Reviewed on: 6th March 2023

App is easy to use and set up

5
Good interest rate and nice and easy to set up savings account.recommended by Martin Lewis Reviewed on: 6th March 2023

Easy to use

5
Easy to use and very simple - need to have an app as you can’t use it Reviewed on: 6th March 2023

Good interest rates given

5
Best fixed term interest. Also recommended by the money man, Martin Lewis. Reviewed on: 6th March 2023

Best rates for a guaranteed return and easy to invest.

5
I was looking for a good rate for a fixed return and was pleased I discovered Smart save. Quick and easy to open the account with straightforward info and no Jargon. Reviewed on: 6th March 2023

Best savings rate at time. Easy to access online. access

5
Once savings plan established. It was easy to review & access plan. Customer Service very accessible. Reviewed on: 6th March 2023

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