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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Best rates for a guaranteed return and easy to invest.

5
I was looking for a good rate for a fixed return and was pleased I discovered Smart save. Quick and easy to open the account with straightforward info and no Jargon. Reviewed on: 6th March 2023

Best savings rate at time. Easy to access online. access

5
Once savings plan established. It was easy to review & access plan. Customer Service very accessible. Reviewed on: 6th March 2023

SmartSave simply offered the best available savings rates.

5
Communication to and from SmartSave was quick and easy, and the only delay in arranging my account was with my own current account provider. Reviewed on: 6th March 2023

Great company

5
Love this company who offer great interest rates. Reviewed on: 6th March 2023

Easy process good rate

5
Account was easy to set up and the Web page based account info is spot on. Interest rate is as good if not better than anything available. Reviewed on: 6th March 2023

Great rates!

5
Excellent rates and super easy to open the account Reviewed on: 6th March 2023

Honest smartsave review.

5
My experience with smartsave has been great no problems at all would highly recommend. Reviewed on: 6th March 2023

Smartsave are very easy to deal with online.

5
I've never had any problems with Smartsave, easy to access online. Reviewed on: 6th March 2023

I have recommended!

5
I have recommended smart save to two family members who have created savings accounts. Fast easy service that had no hiccups. Reviewed on: 6th March 2023

Best savings rates out there

5
If you’re looking for great savings rates look no further than SmartSave. Reviewed on: 6th March 2023

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