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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Best deal on the market

5
Easy to set up and best savings rate. What could be better? Reviewed on: 6th March 2023
Jason 's avatar
Jason

Smart Service

5
I'm time poor and have therefore put off sorting out my savings. Once I heard about Smartsave I found it to be a quick and easy way to earn better interest on my savings. I didn't have to jump through the hoops that many savings providers put in the way. Highly recommend them to busy people like me. Reviewed on: 6th March 2023
Konnie Thompson's avatar
Konnie Thompson

Smart save fixed rate

4
I found smart save very easy to set up an account and had the best rates. Also your money is 100% safe Reviewed on: 6th March 2023
Joanne's avatar
Joanne

Great savings provider

5
Easy process to sign up online and saving are protected Reviewed on: 6th March 2023
Martin's avatar
Martin

No nonsense saving!

5
Easy to open account and straightforward banking. Reviewed on: 6th March 2023
Anne DM's avatar
Anne DM

Top rates top bank

5
Top rates at a time of struggling rates for savers !! Top bank !!! Reviewed on: 6th March 2023
Angela's avatar
Angela

hassle free

5
good rates with no hastle setting up Reviewed on: 6th March 2023
Brian Middlehurst's avatar
Brian Middlehurst

Great , easy service always

5
Faster innovation than other same companies Reviewed on: 6th March 2023
Nivuska Dee's avatar
Nivuska Dee

Very happy

5
Great 1yr fixed saving account, I’m on my 3rd year off fixing my savings Reviewed on: 6th March 2023
Caroline's avatar
Caroline

Simple and efficient fixed rate saver

5
My SmartSave fixed rate saver account was very simple to set up and invest in, and offered the best saving interest rate at the time 6 months ago. Reviewed on: 6th March 2023
Matt Myatt's avatar
Matt Myatt

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