Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2547)

Banking

5
So easy to use and simple for everyone Reviewed on: 6th March 2023

Great returns, easy to set up

5
I set up a fixed term savings account as it had one of the best interest rates on the market. It was extremely easy and clear to set up. The whole process was hassle free and I’m excited about good returns in a years time. Reviewed on: 6th March 2023

good rates of interest

5
quick setup, money transfer really easy, kept informed throughout Reviewed on: 6th March 2023

Great bank

5
Easy to join easy access and great savings rates Reviewed on: 6th March 2023

Great Interest Rate

5
I was looking for somewhere to put my savings that had a higher rate of interest than my bank was offering. But I didnt want my money to be tied up for too long. I found the 1 year saving plan that gives me a great rate of interest. It was easy to transfer the money. God experience. Reviewed on: 6th March 2023

Do not hesitate just do it savings at a great rate

5
Renewed my savings again for another year .great service and rates from a trusted company . Reviewed on: 6th March 2023

Easy to deal with, efficient, good rates

5
As a user of many different banking systems I have to commend Smartsave for the simplicity and effectiveness of their online systems. To date, Smartsave also offer very good and straightforward rates with no complex gimmicks. Well done. Reviewed on: 6th March 2023

Great experience

5
Easy online set up very good interest rates no problems so far Reviewed on: 6th March 2023

Simple and Efficient

5
Really quick and easy to set up, fantastic service. Just what you need, no complications. Reviewed on: 6th March 2023

Very good

5
A friend told me about Smartsave and thought I would open an account Reviewed on: 6th March 2023

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review