Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2547)

A smart way to save for sure

5
Straightforward, no strings attached saving. Walked through the process each step of the way, and it's done. Reviewed on: 6th March 2023

Highly Rated!

5
Easy to set up an account with the best interest rate. Reviewed on: 6th March 2023

ok

2
ok, but based on internet account Reviewed on: 6th March 2023

Sign up

5
Very simple and straight forward savings account to sign upto! Good rates too, very pleased! Reviewed on: 6th March 2023

Good

4
Good experience so far, only joined them recently Reviewed on: 6th March 2023

Smartsave is smart

5
Quick and easy to apply, great interest rates so if you smart save with Smartsave Reviewed on: 6th March 2023

Easy way to make interest!

5
Was a bit watery at first, as it seemed way too good of an offer! However, thought if Martin Lewis recommends it must be true! Reviewed on: 6th March 2023

The best savings bank

5
Searched around for a good interest rate for on a reasonably short term and smart save came out the best bank for a 12 month investment. Very simple to set up and my account gets transferred to my current account at the end of the term Reviewed on: 6th March 2023

Easy way to save

5
I wanted to save a substantial amount of money. SmartSave was a straightforward way. Clear website and easy online instructions. Reviewed on: 6th March 2023

Excellent and easyvway to save

5
Highly Recommended, easy to review, also any increase in Savings interest is quickly applied Reviewed on: 6th March 2023

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review