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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Fixed term savings account

5
Very easy to open and use App. Good rate of interest. Reviewed on: 6th March 2023

Best On-line Savings

5
I've been with smartsave for over 2 years and have found them be the best savings company by far for my savings, competitive rates and very easy to use. Does what it says on the tin, will definitely be using them again. Reviewed on: 6th March 2023

Good

4
Quick and easy to open account and easy to transfer from my account. Reviewed on: 6th March 2023

Excellent service, good interest rates

5
Easy to use website offering excellent interest rates. I will continue to use SmartSave if they continue to offer this level of service. Reviewed on: 6th March 2023

ALWAYS COMPETITIVE RATES

5
Simple online accounts that offer consistently good rates. What's not to like ! Reviewed on: 6th March 2023

Straight forward

4
Easy to use with no problems. Always offer a competitive interest rate Reviewed on: 6th March 2023

Easy choice

5
Recommended on MSE I checked with my bank before investing and they were confident in them. It was easy to make my investment. Reviewed on: 6th March 2023

Worth it!

5
Quick and easy to set up! I’d recommend doing it if you’ve just got savings sat there in a basic savings account and not planning on spending any time soon. Reviewed on: 6th March 2023

Good rates good service.

5
Good rates and patient helpful staff. Reviewed on: 6th March 2023

Great and simple bank!

5
Simple, great rates! Couldn’t be happier. Reviewed on: 6th March 2023

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