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SmartSave: Savings reviews

4.76
Based on 2,547 reviews, last reviewed 13th Jun 2025
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Good

4
Quick and easy to open account and easy to transfer from my account. Reviewed on: 6th March 2023

Excellent service, good interest rates

5
Easy to use website offering excellent interest rates. I will continue to use SmartSave if they continue to offer this level of service. Reviewed on: 6th March 2023

ALWAYS COMPETITIVE RATES

5
Simple online accounts that offer consistently good rates. What's not to like ! Reviewed on: 6th March 2023

Straight forward

4
Easy to use with no problems. Always offer a competitive interest rate Reviewed on: 6th March 2023

Easy choice

5
Recommended on MSE I checked with my bank before investing and they were confident in them. It was easy to make my investment. Reviewed on: 6th March 2023

Worth it!

5
Quick and easy to set up! I’d recommend doing it if you’ve just got savings sat there in a basic savings account and not planning on spending any time soon. Reviewed on: 6th March 2023

Good rates good service.

5
Good rates and patient helpful staff. Reviewed on: 6th March 2023

Great and simple bank!

5
Simple, great rates! Couldn’t be happier. Reviewed on: 6th March 2023

Easy to save in high yield account

5
The whole process of depositing to save and get my money working for was made really easy by the smart save account savings process Reviewed on: 6th March 2023

Excellent

5
Easy to set up. Excellent rates. Safe in the knowledge your money is working hard for you Reviewed on: 6th March 2023

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