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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Best On-line Savings

I've been with smartsave for over 2 years and have found them be the best savings company by far for my savings, competitive rates and very easy to use. Does what it says on the tin, will definitely be using them again. Reviewed on: 6th March 2023

Good

Quick and easy to open account and easy to transfer from my account. Reviewed on: 6th March 2023

Excellent service, good interest rates

Easy to use website offering excellent interest rates. I will continue to use SmartSave if they continue to offer this level of service. Reviewed on: 6th March 2023

ALWAYS COMPETITIVE RATES

Simple online accounts that offer consistently good rates. What's not to like ! Reviewed on: 6th March 2023

Straight forward

Easy to use with no problems. Always offer a competitive interest rate Reviewed on: 6th March 2023

Easy choice

Recommended on MSE I checked with my bank before investing and they were confident in them. It was easy to make my investment. Reviewed on: 6th March 2023

Worth it!

Quick and easy to set up! I’d recommend doing it if you’ve just got savings sat there in a basic savings account and not planning on spending any time soon. Reviewed on: 6th March 2023

Good rates good service.

Good rates and patient helpful staff. Reviewed on: 6th March 2023

Great and simple bank!

Simple, great rates! Couldn’t be happier. Reviewed on: 6th March 2023

Easy to save in high yield account

The whole process of depositing to save and get my money working for was made really easy by the smart save account savings process Reviewed on: 6th March 2023

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