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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Smartmoney for Smart People

5
All excellent - great custmoner servcie from a financialinstitution that really cares. That - plus ever attractive interest rates make for a winner Reviewed on: 28th January 2024
Pauline N.Tyneside's avatar
Pauline N.Tyneside

At the time of opening the account, smartsave were o...

4
At the time of opening the account, smartsave were offering some of the top interest rates. It was easy to set up. Reviewed on: 28th January 2024
Toni's avatar
Toni

straightforward to invest .

5
straightforward to invest . No fuss Good return good follow up t end of investment period Reviewed on: 28th January 2024
Paul C's avatar
Paul C

Excellent fixed rate.

5
Excellent fixed rate. Easy to reinvest at maturity. Residue funds received on day of maturity. Reviewed on: 28th January 2024
Brian S's avatar
Brian S

It was straightforward and easy to invest, with good...

5
It was straightforward and easy to invest, with good support from customer services. Reviewed on: 28th January 2024
Joan B's avatar
Joan B

A great account for my investment and easy to operate

4
The most competitive interest rate at time of opening with a quick and easy application process. This has been great to invest in and operate. Reviewed on: 28th January 2024
biswak's avatar
biswak

Almost too easy to hand over my money!

5
Almost too easy to hand over my money! Reviewed on: 28th January 2024
C's avatar
C

Good rate of interest on a 12 month fixed rate saver...

5
Good rate of interest on a 12 month fixed rate saver last year - was going to take out money but offered another good rate for the next 12 months so decided to stay and signed up for another 12 months. Reviewed on: 28th January 2024
Steph Armstrong's avatar
Steph Armstrong

Very good rates

5
Very good rates available at the time I had money to save. The process of setting up an account was very straightforward. Reviewed on: 28th January 2024
Janet R's avatar
Janet R

No problems!

5
The account was easy to open and the interest rate very good. All I need to do now is wait until it matures in the summer and hopefully that process will be as easy as the opening. Reviewed on: 28th January 2024
Clare Westrop's avatar
Clare Westrop

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