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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Competitive and safe

5
Very competitive savings rates, on an easy to use safe platform. Everything was explained in plain English on the website, which was followed by great feedback. Highly recommended. Reviewed on: 28th January 2024
K S's avatar
K S

Okay but not used services too often

3
Okay but not used services too often Reviewed on: 28th January 2024
peter 's avatar
peter

Excellent

5
Very easy to find rates, and a very simple app to keep updated on your investment. Reviewed on: 28th January 2024
Marcus R's avatar
Marcus R

Fixed rate account updated.

5
It was straight forward setting up a fixed rate account and to update to a new account at the anniversary the anniversary of the old account. Reviewed on: 28th January 2024
Martin J's avatar
Martin J

Online experience quick and efficient

4
Online experience quick and efficient Reviewed on: 28th January 2024
Janet T's avatar
Janet T

Great Customer Service

5
Always competitive interest rates on savings and you are kept informed of any changes . Reviewed on: 28th January 2024
Angela K's avatar
Angela K

Great rates and easy to use.

5
Great rates and easy to use. High recommended. Reviewed on: 28th January 2024
Paddy Coleman's avatar
Paddy Coleman

Simple, easy to use and valuable

5
It's simple to use. Doesn't require much effort to open a savings account and the interface to manage your funds is intuitive. The savings rates for the types of accounts SmartSave offers were among the best in the market. I would recommend their accounts to others for sure. Reviewed on: 28th January 2024
Fidel Wright's avatar
Fidel Wright

Easy to use and clear website.

5
Easy to use and clear website. Very competitive interest rates Reviewed on: 28th January 2024
Kevin T's avatar
Kevin T

Very easy to setup.

5
Very easy to setup. Would definitely recommend Reviewed on: 28th January 2024
Darren C's avatar
Darren C

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