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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Site easy to use and good rate of return

5
Site easy to use and good rate of return Reviewed on: 27th January 2024
Graham's avatar
Graham

It does exactly what it says (on the tin)

5
It does exactly what it says (on the tin) Reviewed on: 27th January 2024
David W's avatar
David W

My overall online experience went smoothly and would...

4
My overall online experience went smoothly and would definitely do it again. Reviewed on: 27th January 2024
Gerry v's avatar
Gerry v

Smartsave are always available and quick to come bac...

5
Smartsave are always available and quick to come back with answers and quotes. Reviewed on: 27th January 2024
Keith's avatar
Keith

Smartsave is new to me.

4
To be honest I haven’t had much experience with customer service. Reviewed on: 27th January 2024
Janice D's avatar
Janice D

A Top Payer

4
They pay good interest, but you can only hold 1 a/c with them, some people are precluded as there is a Min Balance. Reviewed on: 27th January 2024
TEL D's avatar
TEL D

Brilliant interest rates.

5
Brilliant interest rates. Excellent customer service. Always ahead of other providers with competitive rates. Highly recommended. Reviewed on: 27th January 2024
Maureen M's avatar
Maureen M

Simply and straightforward .

5
Easy to set up account. Simple and straightforward. Easy to access account details. Reviewed on: 27th January 2024
Barbara M's avatar
Barbara M

Very Happy!

5
Easy to set up the account. Competitive interest rates. Appropriate measures in place to ensure account security. Reviewed on: 27th January 2024
Emily G's avatar
Emily G

Exceptional

5
Very easy online management of account with exceptionally competitive interest rates Reviewed on: 27th January 2024
Deborah T's avatar
Deborah T

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