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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Customer service 4*

5
Had some issues with my bank over making initial transfer & help was at the end of the phone & email. Reviewed on: 26th January 2024
Alison's avatar
Alison

Simple to use and easy to access info

5
The whole process of setting up an account is very straightforward. Using the app means I have access to my account information at all times - very reassuring. The interest rate I’m earning is very competitive. Reviewed on: 26th January 2024
Paula K's avatar
Paula K

Good return on monies

5
Easy to invest with SmartSave and good return on monies Reviewed on: 26th January 2024
DerekT's avatar
DerekT

Simple efficient service all done online fully trans...

5
Simple efficient service all done online fully transparent and effortless Reviewed on: 26th January 2024
Notty's avatar
Notty

Great interest rate!

4
Great interest rate! Easy to access and adminster account Reviewed on: 26th January 2024
C C's avatar
C C

Great Savings Account

5
Easy to set up and manage online and excellent interest rates Reviewed on: 26th January 2024
Paul H's avatar
Paul H

trustworthy

5
great rates , feels a secure bank to put money Reviewed on: 26th January 2024
Andrea 's avatar
Andrea

everything good

5
everything good so far and easy to use Reviewed on: 26th January 2024
Eric Feek's avatar
Eric Feek

Excellent savings account, during difficult times.

5
Excellent savings account, during difficult times. Reviewed on: 26th January 2024
M Wardrop's avatar
M Wardrop

Very simple to set up online account.

5
Very simple to set up online account.Good, clear communication on the platform Reviewed on: 26th January 2024
Kopboy59's avatar
Kopboy59

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