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SmartSave: Savings reviews

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4.76
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
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0%
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1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Had money in Premium Bonds.

5
Had money in Premium Bonds. Interest rate worked out less than 3% interest on 12 months prizes. Moved to Smart Money as annual rate 5.66% fixed Reviewed on: 26th January 2024
Alison B's avatar
Alison B

Account easy to set up on line.

4
Account easy to set up on line. I've had no problems so far. Reviewed on: 26th January 2024
HK's avatar
HK

Efficient and easy to navigate.

5
Efficient and easy to navigate. Good value and provides comfort because the investments are protected Reviewed on: 26th January 2024
Susan w's avatar
Susan w

Fixed rate saving account - did the job. No complaints

5
Saved a lump sum in a fixed rate 1 year saving account. Did what it was supposed to. Easy to access. Reviewed on: 26th January 2024
Laura I's avatar
Laura I

Easy to open account and to view online

5
Easy to open account and to view online Reviewed on: 26th January 2024
Julie's avatar
Julie

Smart Save is the smartest way to save.

5
Smart Save is the smartest way to save. Smart Save is a really convenient and sensible way of saving in a fixed rate account via app/on line. Always a really great interest rate even when interest rates were low. Easy to access on line, plenty of notice given if a fixed rate is about to end. Easy to re-invest at the end of a fixed rate. Love it! Reviewed on: 26th January 2024
Jeremy A's avatar
Jeremy A

Easy to open account, clear website

5
Easy to open account, clear website Reviewed on: 26th January 2024
Deborah M's avatar
Deborah M

A Happy bunny

5
Really easy to set up. The decision on my account was made quickly. Great communication back to me and a really good saving rate Reviewed on: 26th January 2024
Mark 's avatar
Mark

Easy and great way to save

5
Not had to contact the company y but been kept in touch with my savings and had no issues. At the end of term I was given plenty of time to decide what to do and I reinvested and interest paid. Its been great and such an easy process Reviewed on: 26th January 2024
Angela W's avatar
Angela W

So easy to set up account and transfer yet feels ver...

5
So easy to set up account and transfer yet feels very secure. Reviewed on: 26th January 2024
R D's avatar
R D

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