Smart Money People Logo
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.76
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2547)

Faultless.

5
From being a first time customer and the simplicity, straightforward way in opening my account with Smartsave. I'm really pleased how I've been kept informed of my investment throughout and even more happy with my eventual return on it. Reviewed on: 26th January 2024
Andrew M's avatar
Andrew M

Great bank.

5
Great bank. Efficient and well organised. Reviewed on: 26th January 2024
Camilla L's avatar
Camilla L

Good experience, with good communication

5
Good experience, with good communication Reviewed on: 26th January 2024
Wilfrid Kenyon 's avatar
Wilfrid Kenyon

All very straightforward - good interest rates, easy...

5
All very straightforward - good interest rates, easy to set up and manage. Very happy Reviewed on: 26th January 2024
Angela's avatar
Angela

Fantastic interest rate, easy to set up account.

5
Fantastic interest rate, easy to set up account. Customer service untested so far. Reviewed on: 26th January 2024
Avril1961's avatar
Avril1961

Money in, more money out.

5
Money in, more money out. Nice simple savings system Reviewed on: 26th January 2024
Lord Alan's avatar
Lord Alan

so easy to do online .

5
so easy to do online . now into our 3rd year of investments , go on line communications Reviewed on: 26th January 2024
Leslie T's avatar
Leslie T

Easy savings

5
Very simple to apply and not bombarded with spam or ads from them. Account is clear and easy to manage. Reviewed on: 26th January 2024
Chad E's avatar
Chad E

Very helpful and efficient when I requested for my a...

4
Very helpful and efficient when I requested for my account.. thank you Reviewed on: 26th January 2024
Jack H's avatar
Jack H

Excellent communication

5
Their communication is excellent and the entire process of opening a savings account was so easy! Reviewed on: 26th January 2024
Peter S's avatar
Peter S

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill