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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

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SmartSave Savings reviews (2549)

Very helpful and efficient when I requested for my a...

4
Very helpful and efficient when I requested for my account.. thank you Reviewed on: 26th January 2024
Jack H's avatar
Jack H

Excellent communication

5
Their communication is excellent and the entire process of opening a savings account was so easy! Reviewed on: 26th January 2024
Peter S's avatar
Peter S

Happy with the service.

5
Happy with the service. Easy to use website would highly recommend Reviewed on: 26th January 2024
Joe's avatar
Joe

Smartsave

5
Good app, easy transfer of cash. Reviewed on: 26th January 2024
Volksbora 's avatar
Volksbora

competitive rates.

5
competitive rates. opening account easy. Reviewed on: 26th January 2024
Krystyna Inston's avatar
Krystyna Inston

SmartSave

5
Easy to set up and no problems so far! Reviewed on: 26th January 2024
Sian's avatar
Sian

Very simple and straightforward, even for a tech new...

5
Very simple and straightforward, even for a tech newcomer / oldie! Reviewed on: 26th January 2024
Tony Smedley's avatar
Tony Smedley

SmartSave highly recommended

5
I was looking for a flexible Savings Product and found Smartsave offered good Interest Rates and quick and easy procedure to open up an Account and place the funds. Reviewed on: 26th January 2024
David B's avatar
David B

Excellent savings rate for 2 years in a row

5
Excellent savings rate for 2 years in a row Reviewed on: 26th January 2024
Christopher J's avatar
Christopher J

easy to use good interest rates.

5
easy to use good interest rates. no problems Reviewed on: 26th January 2024
Wendy 's avatar
Wendy

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