Smile Bank Reviews

Ratings based on 60 reviews Last review 1 month ago
4.37 / 5Great overall rating

Smile Bank reviews can help you to become Smart Money People by finding out what other customers have to say. Since 1999, Smile Bank has provided online banking services including credit cards and current accounts to customers throughout the UK. Smart...

Read Full Description

Smile Bank reviews can help you to become Smart Money People by finding out what other customers have to say. Since 1999, Smile Bank has provided online banking services including credit cards and current accounts to customers throughout the UK. Smart Money People is the place for Smile Bank reviews. Read and write Smile Bank reviews today to help increase trust and transparency in financial services.

5 42
4 9
3 3
2 1
1 5

Your Smile Bank Reviews (60)

Write a review
11th September 2020

Their latest website needs improving

Been with them for many years and been very happy until their lates software...

Read more

Been with them for many years and been very happy until their lates software upgrades.
I understand getting software that works well with every device and every version of operating system must be a nightmare but if you wish to be internet competitive this is where you need to invest.

Write a review
12th January 2020

Good

The Cooperive Bank has always been a nice bank to deal with. The Smile Bank current account gives you a £500 overdraft, a Contactless Visa debit card and you can have a cheque book if you ask for one. The web site is very easy to get to grips with an ...

Read more

The Cooperive Bank has always been a nice bank to deal with. The Smile Bank current account gives you a £500 overdraft, a Contactless Visa debit card and you can have a cheque book if you ask for one. The web site is very easy to get to grips with an dI love the card design.

Write a review
3rd January 2020

Good bank with one or two quirks

For my personal account, ethical was of the highest importance. The only real choice I had was to use Co-Operative. I chose the Smile deivision as it was the digital bank, which suits...

Read more

For my personal account, ethical was of the highest importance. The only real choice I had was to use Co-Operative. I chose the Smile deivision as it was the digital bank, which suits me.

There are one or two quirks with the bank however. Transfers in do not appear instanty - they do with my other accounts - and can take the full 2 hours.

They are not well integrated with third party services either, and have yet to sign up to the Open Bank protocol - where pretty much every other major bank has done this.

Wihle I am happy with the service, I do feel they could be doing more to catch up with the other banks. Particulatly as they are supposed to be a digital / internet bank.

Write a review
9th February 2019

Left behind

I opened a smile account a long time ago when it was one of two internet only banks. Shane it didn't change for years and then when it did try to improve its app it made a mess of it. I looked around and found a new bank that made banking really easy...

Read more

I opened a smile account a long time ago when it was one of two internet only banks. Shane it didn't change for years and then when it did try to improve its app it made a mess of it. I looked around and found a new bank that made banking really easy so I closed my smile account.

Write a review
9th November 2018

Have never had a reason to complain

have had a Smile bank account for over 10 years now and haven't ever had a reason to complain. I can use a Co-op bank to deposit cheques or cash and my banking is available 24/7 with the Smile App. Free £500 overdraft if I need it and Visa debit card ...

Read more

have had a Smile bank account for over 10 years now and haven't ever had a reason to complain. I can use a Co-op bank to deposit cheques or cash and my banking is available 24/7 with the Smile App. Free £500 overdraft if I need it and Visa debit card that can be used anywhere. go on, give Smile a go!!

Articles related to Smile Bank