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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18672 reviews)

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4.92

Based on 18,672 reviews, last reviewed 5th Aug 2026

65% increase in 5 star reviews

in the past 90 days

29% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

They helped me a lot took pressure of off me so I no... They helped me a lot took pressure of off me so I now can relax and not have to worry about robbing Peter to pay Paul Reviewed on: 5th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18672)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

My journey

In a dark place when I first contacted step change, feel much better now and will be debt free in jan 28. Helped me form a realistic budget at the start and steadily increased it year by year! Reviewed on: 27th May 2026

It's made a big difference to me and my credit score...

It's made a big difference to me and my credit score paying one monthly amount is sp much better Reviewed on: 27th May 2026

Should of done this alo g time ago.

Very easy to deal with the app,everything on the website site explains what to do and the process. Reviewed on: 27th May 2026

Very good service .

Very good service . Easy to use website. Reviewed on: 27th May 2026

Stepchange lifted all the stress off me.

A big weight lifted once Stepchange did all the work writing to all my debters to arrange repayments l could afford. An even bigger plus is it's a completely FREE service. Reviewed on: 27th May 2026

Debts after a bereavment

After the death of my husband, I was left with debts I could no longer pay. I have always been a good payer so this was worrying. I contacted Step Change and they were brilliant. They set up an affordable plan for me to continue paying my debts, which gave me peace of mind. I will be debt free in a few months. Thank you step change! Reviewed on: 27th May 2026

Have made my life so much easier

Have made my life so much easier Reviewed on: 27th May 2026

When I’m worry about my debt the help me straight wa...

When I’m worry about my debt the help me straight way when I contact them Reviewed on: 27th May 2026

Everything was so easy to set up from start to finis...

Everything was so easy to set up from start to finish and I was guided all the way through it. I would certainly recommend step change Reviewed on: 27th May 2026

Quick to help and dealt with confidentially

Life savers dealt with confidentially Reviewed on: 27th May 2026

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