Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16848 reviews)

View other StepChange products

4.92

Based on 16,848 reviews, last reviewed 25th May 2026

102600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

If you're struggling with debt, contact StepChange! Got into serious debt with 10 credit cards, struggling to pay. Contacted StepChange debt charity and did a financial review of my income and outgoings... Read more Reviewed on: 25th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16848)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

My first call to Debt Change was My best decision.

The first phone call actually changed my life! My worries were lifted & I actually got some sleep. The person on the phone was so reassuring & helped set up a dmp which is still working. No blame, & debtors stopped hassling me because they know they are getting as much as I can afford. Reviewed on: 24th July 2021

Keeping Solvent

Thanks to Step Change, I've remained solvent these past 30 months. Without their help I 'd have found things so much more difficult and complicated. Reviewed on: 24th July 2021

empathy like no other

i talked to a few organisations about my difficulties which occurred due to some life changing events. Most were unhelpful at best but Stepchange were in the beginning amazing and have continued to be so if not better. The empathy, understanding and patience shown by their employees is just brilliant. Reviewed on: 24th July 2021

A godsend

Sympathetic, helpful, very knowledgeable. Reviewed on: 24th July 2021

Extremely helpful

Sensitive and understanding, non judgmental and help us as a family though a difficult time. Reviewed on: 24th July 2021

Reassuring and non judgmental

At a time when I didn't know what to do or where to go Step Change were recommended to me by a creditor. I remember being so scared when making that initial call but everyone I dealt with was so supportive and positive I finally believed there was a way out of my debt. Hopefully my plan will end in a little over 12 months and I can't thank Step Change enough for their help and support over the years. Reviewed on: 24th July 2021

Life changing

Gone are the days of sleepless nights and constant worrying due to our debt issues. StepChange provided help and advise on ways we could finally manage our debt, helping us to get back on track financially as well as paying a manageable amount towards our debt. This has helped us to manage our money in our day to day lives, improved our credit rating and most importantly boosted our well being. Thank you StepChange. Reviewed on: 24th July 2021

Helpful Advice without judgment

Good people that give you help and advice when you’re down …… Reviewed on: 24th July 2021

Helpful

Very helpful but my mind to rest and let me sleep again Reviewed on: 24th July 2021

Grateful for their help

So helpful and have been such a great support Reviewed on: 24th July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt solutions
from PayPlan 4.94 from 22303 reviews
Debt Collection
from High Court Enforcement Group 3.56 from 3 reviews
Debt Solutions
from Money Advisor 3.90 from 13 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub