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SumUp reviews

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Rated Good 3.79/5

SumUp reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 14 days

Review summary

People rate this company as Good based on 100 product reviews

Average score of 3.79/5
5 star
85%
4 star
0%
3 star
0%
2 star
0%
1 star
15%

Latest positive rating

5/5

simply works

a nice simple easy to use app allowing anyone to accept card payments

{"display":"BB","full_name":"BB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Card Reader
BB 8th April 2025

Latest negative rating

1/5

I’ve Extremely Disappointed

I’ve been using SumUp as a sole trader, and everything was verified and working fine at first. However, shortly after receiving legitimate customer payments for... I’ve been using SumUp as a sole trader, and everything was verified and working fine at first. However, shortly after receiving legitimate customer payments for completed services, SumUp suddenly froze my account and later terminated it without clear reasoning. I provided all required business details, invoices, and proof of work, yet they refused to review the decision or release my funds — money that belongs to my customers’ completed jobs. As a small business owner, this has caused a serious cash flow problem and unnecessary stress. Their communication is very limited, and there seems to be no appeal process even when all transactions are legitimate. It feels like small traders are left without support or a fair way to resolve issues. I’ve now requested immediate access to my funds or a proper review of my case. I hope this helps other business owners think twice before relying on SumUp for their main payment system. Read more Read less

{"display":"Zukhriddin A","full_name":"Zukhriddin A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Card Reader
Zukhriddin A 16th October 2025

About SumUp

SumUp reviews can help you to find out more about this FinTech that enables businesses to accept card payments in-store, in-app and online. If you're a business that uses SumUp you too can share a review about your experience.

SumUp at a glance

Reviews for SumUp

Showing 11 of 100 company reviews Last reviewed within 14 days

I’ve Extremely Disappointed

Card Reader 16th October 2025

I’ve been using SumUp as a sole trader, and everything was verified and working fine at first. However, shortly after receiving legitimate customer payments for... I’ve been using SumUp as a sole trader, and everything was verified and working fine at first. However, shortly after receiving legitimate customer payments for completed services, SumUp suddenly froze my account and later terminated it without clear reasoning. I provided all required business details, invoices, and proof of work, yet they refused to review the decision or release my funds — money that belongs to my customers’ completed jobs. As a small business owner, this has caused a serious cash flow problem and unnecessary stress. Their communication is very limited, and there seems to be no appeal process even when all transactions are legitimate. It feels like small traders are left without support or a fair way to resolve issues. I’ve now requested immediate access to my funds or a proper review of my case. I hope this helps other business owners think twice before relying on SumUp for their main payment system. Read more Read less

Rated Terrible 1/5
Read more product reviews

Been waiting a month for a returned

Card Reader 7th August 2025

Been waiting a month for a returned… Been waiting a month for a returned card reader to be refunded. Complete and utter unprofessional company. Go... Been waiting a month for a returned… Been waiting a month for a returned card reader to be refunded. Complete and utter unprofessional company. Go to zettle instead. Another day of trying to get my refund that they are going in circles trying not to give. IGNORE the 30 day return policy on their website, they do not fullfill it. Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    STAY AWAY SumUp doesn't work

    Opened business 2/6/25. Fully verified with all the necessary documents provided to SumUp. It's a health clinic and NHS commissioned organisation. and so far every... Opened business 2/6/25. Fully verified with all the necessary documents provided to SumUp. It's a health clinic and NHS commissioned organisation. and so far every single transaction has failed through the SumUp tap to pay. 10 transactions failed each with their own transaction ID. all with different card providers. I've tried 3 separate times to chat to them online to sort this out but the advisors don't know what to do. You can only chat to them online, and the wait is minimum 40 minutes. And then if you don't respond (because maybe you're in the middle of a consultation) they close the chat. No contact number available. They won't wait for you online I raised a complaint via wecare sumup.com. Still no response. For the time being, we are doing bank transfers, which is cheaper than using SumUp and less hassle. It's mad that SumUp are willing to forgo the fee they could've made. I wouldn't mind paying this fee if the actually technology worked? Now, my patients prefer the bank transfer method. However we are instead looking at other providers like lopay to replace SumUp at our organisation completely. My own business bank has advised there are no issues with my account as they have already been accepting payments and I'm not on any suspicious list. Read more Read less

    {"display":"HPWC","full_name":"HPWC","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Card Reader
    HPWC 2nd July 2025
  • 5/5

    simply works

    a nice simple easy to use app allowing anyone to accept card payments

    {"display":"BB","full_name":"BB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Card Reader
    BB 8th April 2025
  • 5/5

    Great service cheap rates

    Very happy with the service, very effective as long as you have a good internet network. Quick transfer from card reader to bank account, no... Very happy with the service, very effective as long as you have a good internet network. Quick transfer from card reader to bank account, no delays overall very effective. Happy with the fact I can also have an online E-commerce store(website) which is amazing! I can also send out invoices to my customers which again is just great as it helps the business appear just a little bit more organised and professional. Read more Read less

    {"display":"Laclasselondon","full_name":"Laclasselondon","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Card Reader
    Laclasselondon 8th February 2023
  • 1/5

    Treated like a criminal

    2 weeks asking me for my online presence when I told them I don't have a website and then to be told for security reasons... 2 weeks asking me for my online presence when I told them I don't have a website and then to be told for security reasons they terminated my profile, just like that. Read more Read less

    {"display":"sergio pereira","full_name":"sergio pereira","avatar":{"url":"\/assets\/uploads\/avatars\/users\/621466.png"}}'s avatar
    Card Reader
    sergio pereira 19th December 2022
  • 1/5

    Pos lite table

    What a joke 2 weeks still waiting for my pos lite to come that I payed £178.80 for. They advised it saying if you order... What a joke 2 weeks still waiting for my pos lite to come that I payed £178.80 for. They advised it saying if you order from the 24th you will get it in 2-3 days I keep ringing and emailing them and all they say is your order is a high priority still nothing has came they think by offering me £15 fee free I keep my mouth shut it is becoming a joke if it’s not with me by next week I will be contacting training standards as they have taken my money and not sending my order in the time frame they have said I would receive it and another reason they are blaming is that they have a high demand for the pos lite tablet. And my order has been push back Read more Read less

    {"display":"Savannahs Hair","full_name":"Savannahs Hair","avatar":{"url":"\/assets\/uploads\/avatars\/users\/619846.png"}}'s avatar
    Card Reader
    Savannahs Hair 3rd November 2022
  • 1/5

    Terrible customer service

    Terrible customer service, not very helpful. Would not recommend this company to anyone. Nothing but trouble and shocking service. Not helpful at all.

    {"display":"Charlotte Zerk","full_name":"Charlotte Zerk","avatar":{"url":"\/assets\/uploads\/avatars\/users\/619369.png"}}'s avatar
    Card Reader
    Charlotte Zerk 25th October 2022
  • 1/5

    SCAM company and misleading

    Customer service are a joke. Do not respond to emails. Give false and misleading information and hold on to your funds. Avoid at all costs

    {"display":"Ryan Forbes","full_name":"Ryan Forbes","avatar":{"url":"\/assets\/uploads\/avatars\/users\/591062.png"}}'s avatar
    Card Reader
    Ryan Forbes 29th August 2022
  • 1/5

    Report them to the FCA immediately

    Report them to the FCA immediately if you have been waiting for weeks without a response of why they are holding your money without an... Report them to the FCA immediately if you have been waiting for weeks without a response of why they are holding your money without an update and follow up. Make a YouTube video as well to warn others to stay away as they don’t have much YouTube reviews. Read more Read less

    {"display":"Angel Wing","full_name":"Angel Wing","avatar":{"url":"\/assets\/uploads\/avatars\/users\/559566.png"}}'s avatar
    Card Reader
    Angel Wing 29th July 2022
  • 1/5

    DO NOT USE I REPEAT DO NOT USE

    Opened my account and was all fine then a business loan of £500 was sent and account blocked for fraud. 8 phone calls and 3... Opened my account and was all fine then a business loan of £500 was sent and account blocked for fraud. 8 phone calls and 3 emails later still nothing sorted and still waiting always been told we can make it high priorty totally unreliable Read more Read less

    {"display":"ANON ANON","full_name":"ANON ANON","avatar":{"url":"\/assets\/uploads\/avatars\/users\/532474.png"}}'s avatar
    Card Reader
    ANON ANON 14th June 2022

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