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Tembo Money: Cash ISA reviews

4.76
Based on 3,589 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
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1%
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0%
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Latest highest rating:

5

Accessible and transparent It has been a clean and clear service from the start. As someone who gets bamboozled by money-related topics I have found saving with TEMBO easy to us... Read more Reviewed on: 20th August 2026
Toni S's avatar
Toni S

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3589)

Easy and intuitive to open and manage ISA accounts

5
Easy and intuitive to open and manage ISA accounts Reviewed on: 3rd February 2026

Much easier to set up than other online isa accounts.

5
Much easier to set up than other online isa accounts. Reviewed on: 3rd February 2026

Best kept secret ISA

5
Very clear communication. Generous terms. Reviewed on: 3rd February 2026

A 'fit for purpose' service.

4
A 'fit for purpose' service, delivering savings at a reasonable rate of interest. The 'app' is easy to use and has satisfied all requirements to date. My only crticism, as such, is interest is earned for each calendar month, but is only paid into the account some 9 - 11 days into the next month. Reviewed on: 3rd February 2026

Easy online application.

5
Easy online application. Great rates! Reviewed on: 3rd February 2026

Tembo Cash ISA great product

5
I recently opened a Tembo Cash ISA and the process was incredibly smooth. The app is intuitive and allowed me to set everything up via Open Banking in under five minutes. What really sets them apart is the competitive interest rate and the added bonus of free mortgage advice, which is invaluable as I save for my first home. Highly recommend for anyone looking for a modern way to save tax-free! Reviewed on: 3rd February 2026

App is easy to use.

4
App is easy to use. A very straightforward experience overall Reviewed on: 3rd February 2026

Excellent app.

5
Excellent app. Very responsive chat line. Reviewed on: 3rd February 2026

The ISA rate is competitive; the app is responsive.

5
The ISA rate is competitive; the app is responsive. Reviewed on: 3rd February 2026

App works well.

4
App works well.happy so far.some of the best interest rates around. Reviewed on: 3rd February 2026

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