Paid advertisement
Smart Money People Logo
Newsletter

TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience. Write a review

TotallyMoney Credit reports reviews (1273)

They have been helpful and have pointed me in the ri...

5
They have been helpful and have pointed me in the right direction numerous times. I can't fault them! Reviewed on: 19th June 2026

Very easy to use.

5
Very easy to use. Convinient and plenty of options to use. Reviewed on: 19th June 2026

Initially I found its little confused of total money...

5
Initially I found its little confused of total money and I downloaded other apps to but later on I found this is very better than other apps in market , it’s really good to see everything in one place , really the engineers are doing great work behind this .. Reviewed on: 19th June 2026

Reliable and user-friendly service

5
one of the best providers I've used. The website is easy to find and navigate, the sign-up process is straightforward, and accessing my credit report was quick and hassle-free. I especially liked the personalized recommendations and eligibility tools, which helped me understand my options before applying for credit. Overall, a reliable and user-friendly service that makes managing your credit much easier Reviewed on: 18th June 2026

Helps me budget and improve my credit score

5
Helps me budget and improve my credit score Reviewed on: 18th June 2026

Great experience

5
Very reliable app and always keeps you updated on your circumstances Reviewed on: 18th June 2026

I had a terrible credit cscore but thanks to Totslly...

5
I had a terrible credit cscore but thanks to Totslly Money I am now able to get credit cards loans and even a mortgage. Reviewed on: 18th June 2026

Quick Easy app.

5
Quick Easy app. I've been using the app for years, and have no problem to date. Customer services has always been friendly and helpful. Reviewed on: 18th June 2026

Very good service.

5
Very good service. Easy to use and helped me check my credit report quickly. I am happy with the experience and would recommend it to others. Very good service. Easy to use and helped me check my credit report quickly. I am happy with the experience and would recommend it to others. Reviewed on: 17th June 2026

Very easy to understand and use but can be a little...

4
Very easy to understand and use but can be a little slow when choosing different options Reviewed on: 17th June 2026

Do you have a different TotallyMoney product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from TotallyMoney?

    View all products