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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Changed to totally money it’s free and gives more in...

Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

It was the fastest loan I have seen lately

It was the fastest loan I have seen lately Reviewed on: 4th August 2026

Very helpful, lots of information

Very helpful, lots of information Reviewed on: 16th July 2026

No problems experience great does what it says

No problems experience great does what it says Reviewed on: 16th July 2026

TotallyMoney has completely changed the way I think...

TotallyMoney has completely changed the way I think about my finances. Instead of avoiding my credit score, I now check it regularly and actually understand what affects it. The clear explanations and practical tips have helped me make smarter financial decisions, and seeing my progress over time has been genuinely motivating. It’s not just another finance app—it gives you the confidence to take control of your money, one step at a time. For anyone who wants to build better financial habits without feeling overwhelmed, I’d recommend TotallyMoney in a heartbeat. Reviewed on: 16th July 2026

Totally Honest

Keeps me on track of my finances and credit history, shows me how im improving Reviewed on: 15th July 2026

Used TotallyMoney to check my credit report as someo...

Used TotallyMoney to check my credit report as someone new to building UK credit. It’s straightforward to read and understand, and it’s been useful for keeping track of my score as I build up my credit history. Easy to access and clear layout. Reviewed on: 14th July 2026

Easy as pie

Easy to navigate never had a problem Reviewed on: 14th July 2026

easy to use - quick and simple

i was recommended this app as i was concerned about my credit score. it’s so easy to navigate and gave me result with more info than i expected - it’s fab Reviewed on: 14th July 2026

Always good service and great reviews

Always good service and great reviews Reviewed on: 14th July 2026

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Alternative products

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from Credit Karma 4.32 from 22 reviews
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