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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Very easy to use the app & check your up to date cre...

Very easy to use the app & check your up to date credit score also useful tips on spending and improving your score. With all your up to date history to view. Anything you want they will find you the best competitive offers and not forgetting this is all free. Reviewed on: 10th July 2026

A reliable service.

A reliable service with good advice on all money matters. Had a couple of loans accepted after seeing the offers on TotallyMoney and applications were straightforward. Reviewed on: 10th July 2026

Amazing service and helpful, i found it easier to us...

Amazing service and helpful, i found it easier to use this website and app Reviewed on: 10th July 2026

Great from start to finish !

Great from start to finish ! Very easy to use and navigate, great deals and good rates Reviewed on: 10th July 2026

Useful tool for understanding credit and options

Useful tool for understanding credit and options Reviewed on: 10th July 2026

Reliable Totally Money

Totally money keeps up to date about the state of your credit score, it tells you where your strengths are and what you need to do to improve your score. It also helps find a suitable lender regardless of the state of your credit score. Reviewed on: 10th July 2026

gives you an excellent insite to your credit score

gives you an excellent insite to your credit score Reviewed on: 10th July 2026

Highly recommend

I really like totally money. Its easy to use and the information is clear and accurate. Reviewed on: 10th July 2026

Excellent service and very helpful.

Very informative and very quick and easy to use. Let you know what credit cards you are pre-approved for. Keep you updated on progress and information needed and help you through the application process. Reviewed on: 9th July 2026

Oh very very good.

Oh very very good. Can't complain. Jobs a gooden Reviewed on: 9th July 2026

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