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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

My review

Been with them for a few years and never had a problem with them Reviewed on: 6th June 2026

A fantastic experience from start to finish

A fantastic experience from start to finish Reviewed on: 6th June 2026

Good expirenve i am really happy

Good expirenve i am really happy Reviewed on: 6th June 2026

Empowering tool helping increase responsibility

Really clear and easy to use tool. Would recommend to anyone afraid or unsure of checking their credit report. The more knowledge you have, the more empowered you are to make wise financial decisions. I personally was in a bad financial situation and using this tool and site helped me understand the brevity of the situation and also suggestions on how to improve it which gave me a clear action plan without having to speak to anyone else about it when I was ashamed. Reviewed on: 6th June 2026

brilliant finance tool always accurate

Easy to use instant results and always accurate , really good compared to other sites , Gus Reviewed on: 6th June 2026

I find TotallyMoney keeps me up to date with my cred...

I find TotallyMoney keeps me up to date with my credit scores and ways to improve it if necessary. Options for credit cards and loans available to me with my income. It also advises if there have been any soft or hard searches done on a monthly basis Reviewed on: 6th June 2026

Drawbacks and improvements

Its alright but i think the drawbacks and improvements should be more clear and the improvements more clear so that customers know what to change Reviewed on: 6th June 2026

My experience with the service has been helpful

My experience with the service has been helpful Reviewed on: 6th June 2026

Exellant Experince .

Exellant Experince .since starting my credit report tracking journey, I found TM as best credit report provider.I got. my all pre approved cards through total money only..really great eyperience .strongly recommend ... Reviewed on: 6th June 2026

Good service , detailed reports , easy to navigate s...

Good service , detailed reports , easy to navigate site , keeps me up to date and in the know Reviewed on: 6th June 2026

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